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As part of the submission process, authors are required to check off their submission's compliance with all of the following items, and submissions may be returned to authors that do not adhere to these guidelines.

  • FILE FORMAT: Article files should be provided in Microsoft Word format. No PDF Please.
  • FONT: Times New Roman, 12-point type.
    Text: bottom center, and no header/footer
  • TEXT: Single-spaced, justify, with 1-inch margins on all sides, page numbers at the bottom center, and no header/footer.
  • ARTICLE LENGTH / WORD COUNT: Articles should be between 6000 and10000 words in length. This includes all text, for example, the structured abstract, references, all text in tables, and figures and appendices.
    Please allow 280 words for each figure or table.
  • ARTICLE TITLE: A concisely worded title should be provided.
  • AUTHOR DETAILS: The names of all contributing authors should be added to the article submission; please list them in the order in which you’d like them to be published. Please provide the following details:
    • Author email address (institutional preferred).
    • Author name. We will reproduce it exactly, so any middle names and/or initials they want featured must be included.
    • Author affiliation. This should be where they were based when the research for the paper was conducted.
    In multi-authored papers, it’s important that ALL authors that have made a significant contribution to the paper are listed. Those who have provided support but have not contributed to the research should be featured in an acknowledgements section. You should never include people who have not contributed to the paper or who don’t want to be associated with the research.
  • ACKNOWLEDGEMENTS: If you want to include this item, please put in the last section of the paper before references.
  • RESEARCH FUNDING: Your article must reference all sources of external research funding in the acknowledgements section.
  • STRUCTURED ABSTRACT: All submissions must include a structured abstract, following the format outlined below.
    These four sub-headings and their accompanying explanations must always be included:
    • Purpose
    • Design/methodology/approach
    • Findings
    • Originality

    The following three sub-headings are optional and can be included, if applicable:
    • Research limitations/implications
    • Practical implications
    • Social implications
    The maximum length of your abstract should be 250 words in total, including keywords and article classification (see the sections below).
  • KEYWORDS: Your submission should include up to 12 appropriate and short keywords that capture the principal topics of the paper.
  • HEADINGS: Headings must be concise, with a clear indication of the required hierarchy.
    The preferred format is for first level headings to be in bold, and subsequent sub-headings to be in medium italics.
  • NOTES/ENDNOTES: Notes or endnotes should only be used if absolutely necessary. They should be identified in the text by consecutive numbers enclosed in square brackets. These numbers should then be listed, and explained, at the end of the article.
  • FIGURES: All figures (charts, diagrams, line drawings, webpages/screenshots, and photographic images) should be submitted electronically. Both colour and black and white files are accepted.

    There are a few other important points to note:
    • All figures should be supplied at the highest resolution/quality possible with numbers and text clearly legible.
    • Acceptable format is JPEG.
    • Electronic figures created in other applications should be supplied in their original formats and should also be either copied and pasted into a blank MS Word document, or submitted as a PDF file.
    • All figures should be numbered consecutively with Arabic numerals and have clear captions.
    • All photographs should be numbered as Plate 1, 2, 3, etc. and have clear captions.
  • TABLES: Tables should be typed and submitted in a separate file to the main body of the article. The position of each table should be clearly labelled in the main body of the article with corresponding labels clearly shown in the table file.

    Give each table a brief title. Ensure that any superscripts or asterisks are shown next to the relevant items and have explanations displayed as footnotes to the table, figure or plate.
  • REFERENCES: All references in your manuscript must be formatted using Harvard style. At the end of your paper, please supply a reference list in alphabetical order using the style guidelines below. Where a DOI is available, this should be included at the end of the reference.

Submission address

Papers and any questions for publication should be sent electronically to:

Erika Takidah

International Journal of Islamic Microfinance Managing Editor
E-mail        : managing.editor@ijimf.org
Website    : www.ijimf.org

Section Policies


- Open Submissions     - Indexed         - Peer Reviewed

Publication Frequency
International Journal of Islamic Microfinance is a bi-annual international referred journal, publish in June and December.

Peer Review
The research article submitted to the International Journal of Islamic Microfinance (IJMF) will be peer-reviewed at least 2 (two) reviewers. The accepted research articles will be available online following the journal peer-reviewing process

Open Access Policy
This journal provides immediate open access to its content on the principle that making research freely available to the public supports a greater global exchange of knowledge.

Publication Fee
Online Submission and Publication are FREE of charge.